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Banking never felt like this

Earn cashback. Get paid early. Split bills. Free yourself from travel fees.

Bank accounts

From current accounts to savings and mortgages, our personal banking range is designed to cover everything you need.

Get started

Business bank accounts

From straightforward bank accounts to asset finance, we’ve got the know-how to help you with your needs.

Take a look

Insurance

Our customers are at the heart of what we do, and we know how important it is for you to have peace of mind.

Find out more

Financial Services Compensation Scheme (FSCS)

Your money is safe and secure, with the Financial Services Compensation Scheme3.

FSCS
FSCS

Why Monzo Bank

People-people bank

We’re the first new high street bank in over 100 years. Our mark was made in London, but since then we’ve set up shop all across the capital and beyond.

Come and see us

Our festive store opening hours

We have slightly different opening hours this festive season, and our stores will be closed on Christmas Day and New Year’s Day.

Full store hours

Your pocket-sized bank

Log in to our app with your face or fingerprint, and manage your accounts with a tap. Plus, track your spending with our Insights feature.

Explore our app

Join the 1p savings challenge.

Looking for a New Year’s resolution you can actually keep? Try the 1p Saving Challenge.
Start saving little and often – all in the app, all on autopilot. Start with 1p on day one and save your way to £667.95 by day 365. Complete the challenge and be in with a chance to win £10,000.

Learn more

Get in touch

If you have an equiry relating to any of our stores, products or services, please get in touch to speak with someone in our UK-based contact centre and we'll be happy to assist you.

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Free yourself from travel fees

Get the real exchange rate

We don’t charge fees for spending on your card abroad, and we pass Mastercard's exchange ratedirectly onto you, without extra charges.

Stay in the know

You’ll see the real exchange rate in the app when you land. We'll also send you a spending report so you can look back on the cost of your trip.

Make free cash withdrawals

If Monzo is your main bank account, make unlimited fee-free cash withdrawals abroad in the European Economic Area (EEA), and up to £200 every 30 days for free outside the EEA. After that, we’ll charge 3%.

Travel with Monzo

Our service quality

Independent service quality survey results | Personal

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

Independent service quality survey results | Business

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 15 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.

Overall service quality

Authorised push payment (APP) fraud rankings in 2022

Authorised push payments (APP) fraud happens when someone is tricked into transferring money to fraudster’s bank account.
These charts use data given to the Payment Systems Regulator (PSR) by major banking groups in the UK in 2022. You can read the full report by visiting www.psr.org.uk/app-fraud-data.

Share of APP fraud refunded

This data shows the proportion of total APP fraud losses that were reimbursed, out of 14 firms. Higher figure is better.

APP fraud sent over $million transactions

This data shows the amount of APP fraud sent per million pounds of transactions, out of 14 firms. Lower figure is better.